INITIAL SMART HOLDINGS is an Independent Finance & marketing Company that is affiliated with SARS to Provide Taxation Services for both individuals and companies by SARS legislation every individual/company is liable to oblige with the Taxation Law by submitting their annual Tax Returns. Calvin Shai is a registered Tax Practitioner with SAIT (South African Institute of Tax practitioners), Practice No: 21603121. The process of Individual Tax Returns submission and maintenance through SARS is time consuming and expensive exercise which draws individual away from their core responsibilities.