Edward Pillay Personal Financial Advisor

Financial Planning is about looking at your current financial position, clearly defining where you want to be and developing strategies to help you move towards your objectives. In many cases this will involve fine-tuning what you are already doing, checking that your planning is in order and ensuring that any planning gaps are met...in other words, making sure that you are not unintentionally wasting your money.
The following is a brief summary of what Financial Planning entails:
- Current Financial Position: having enough cash for unexpected emergencies, reducing ones debt and looking at what provisions one already has in place
- Protection Planning: protection for oneself and loved ones/personal assets, medical aid/toping up cover for major medical expenses and continuity of business
- Retirement Planning: wanting to retire financial secure and understanding existing retirement benefits
- Savings and Investment Planning: saving for a specific goal, wanting to be able to provide for dependants and wanting information about managing existing capital
- Estate Planning: ones will, establishing a plan to preserve ones family’s wealth in the event of death and establishing a plan to smooth the transition of assets in the event of death
I would like the opportunity to add value to your life in just 30 minutes. I’d like to chat with you to firstly understand what financial goals they want to achieve. Secondly, I would like to show you how we assist people like you to achieve those financial goals.
I will not discuss financial products or detailed strategies with you at this initial meeting. It would purely be to explain how Old Mutual’s Financial Planning service works, and more importantly, to find out how we can get our services to work for you. If you decide that financial planning is appropriate for you, our subsequent meeting will entail the detailed breakdown of what will surely be an amazing journey with Old Mutual and myself.
Most people have goals that they would like to achieve and very often they have the means and ability to achieve them. However, the fact is that the vast majority of people don’t reach their goals. People don’t plan to fail, they simply fail to plan.
Would you be open to meeting with me, have a look at our process and establish whether you could benefit from the work that we do?
Thank you for taking the time to read this. I look forward to hearing from you.