Cathie Consulting

BUSINESS PLANS & PROFILES
C Consulting has over 30 years experience in both preparation of Business Plans / Profiles and the Assessment of these from a Financial Institution Perspective.

Are you considering a new business venture?
Whether this is a Start-Up or the purchase of an existing business, you will need a business plan. The benefits of a Good Quality Business Plan cannot be overemphasised.

• Allows you to carefully consider all the aspects of running a business.
• Serves as a guideline and action plan for the actual operation of the business.
• Is a pre-requisite to obtaining funding for your business.

Let us prepare a Professional Business Plan for your Business which will not only make your finance easier to obtain, but will also assist you in the successful planning and operational aspects of your business.

If you have an existing Business and want to convey what your business is all about – whether to potential funders or your target market.

A well written Business Profile will save you time in not having to repeat the information verbally to a number of people.

Business Profiles can be succinct or detailed, or you can have a number of versions which you can use depending upon your audience.
An expertly prepared Business Profile can be translated into your web page or your chosen method of advertising, and assists your bank manager in explaining your business to the decision makers in financial institutions.

FINANCIAL SERVICES
• Financial Projections & Budgets
If you are looking for finance from either a financial institution or a private investor, for either a new business or an existing one. Expert and well thought out Financial Projections show that you have done your homework and demonstrate affordability or how you are going to repay the funding.
C Consulting has over 25 years experience in both the preparation Financial Projections and the Assessment of these from a Financial Institution Perspective. We are qualified in advanced MS Excel levels and can design spreadsheets tailor made for your business which allow for simple modifications and adjustments to projections where necessary.
Budgets & Projections also allow you the entrepreneur to reasonably assess the cost / benefits of the funding and whether it is viable in your business.
Budgets and Projections also serve as a guideline against which future financial performance can be measured and corrective action taken where necessary.
Allied to Projections & Budgets, C Consulting also offer Variance Analysis Reporting. We will assess your past financial records over a number of years and note changes in financial performance in all areas of income and expenditure.
• Bookkeeping
Accurate financial records are an essential component of all businesses, whether you are just a one person sole proprietorship or a huge corporation.
These are necessary for the following reasons:-
1. Tax Purposes
2. Finance Purposes – need a new LDV? Your financier is going to call for up to date Management Accounts.
3. Financial Control – where is your money going and where is it coming from.
4. Debtor Collection
Let us take the hassle out of financial record keeping. We will provide you with accurate and reliable management accounts (Income Statement & Balance Sheet) on a monthly basis, liaise with your auditors at financial year end, and do your Vat returns.
We will even meet with you on a monthly basis and discuss the results and where necessary explain the information to you. This not only allows you to field any questions that may be raised by anyone examining your financial information, it also gives you a better understanding of the financial position of your business and allows you to take corrective action if necessary.
We work in close conjunction with experienced and highly qualified tax consultants and can assist in both your personal and business Income Tax.
• Forensic Auditing & Financial Investigations.
This is a specialist skill, and requires an ability to see beyond what is presented at face value and ask the right questions. If we don’t get the answers we are looking for, we will ask more questions. Dig deeper and do a spot audit of supporting documents for verification purposes.
You will need this service if:-
1. You are considering investing in or purchasing an existing operational business. How much is the seller asking for? How did he / she arrive at that price? Is that price reasonable? Is the financial information provided in support of that price accurate / reliable or falsified?
2. If you are considering a Start-Up operation – C Consulting can conduct a feasibility study as to the viability of this business and chances of success as well as what you will require for funding of this project.
3. Suspect your employees may be stealing from your business? Profit margins reducing? A careful analysis of your financial records and supporting documents, can reveal the source of the problem so that corrective action can be taken timeously.
Sadly we have seen too many entrepreneurs lose too much over the years by not investing wisely, leaping in without doing all the necessary research, or not investigating problems before they become insurmountable.
This service can be performed by C Consulting on an ad-hoc basis or as a continuing form of business mentorship.